As someone who is always on the lookout for the best credit card deals, I was intrigued by the Wells Fargo Active Cash and Wells Fargo $200 Bonus Credit Card offers. These credit cards come with impressive perks and rewards, making them an attractive option for those looking to maximize their spending.
The Wells Fargo Active Cash credit card, for instance, offers a flat 2% cashback on all purchases, with no categories or limits. This means that you can earn rewards on everything from groceries to gas to travel expenses. Additionally, the card comes with a welcome bonus of $200 cash rewards after spending $1,000 in the first three months of account opening.
Similarly, the Wells Fargo $200 Bonus Credit Card offers a generous welcome bonus of $200 cash rewards after spending $1,000 in the first three months. Cardholders can also earn 1.5% cashback on all purchases, with no limits or categories. These rewards can be redeemed as cash, statement credits, or towards travel expenses. Overall, these credit cards are a great choice for those looking for straightforward rewards and a solid welcome bonus.
Wells Fargo Active Cash Card Overview
As I continue my exploration of Wells Fargo credit cards, I come across the Wells Fargo Active Cash Card. This card offers a solid cashback rewards program that can benefit those who frequently use their credit cards for everyday purchases.
Key Features
The Wells Fargo Active Cash Card offers a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months of account opening. In addition, cardholders can earn unlimited 2% cash rewards on purchases, making it a great option for those who want to earn cashback rewards on their everyday spending.
The card also comes with a 0% intro APR for 15 months on purchases and qualifying balance transfers (fees apply), which can be useful for those who want to make a large purchase or transfer a balance from another credit card.
Other notable features of the Wells Fargo Active Cash Card include:
- No annual fee
- Cell phone protection
- Purchase protection
- Travel and emergency assistance services
Eligibility Criteria
To be eligible for the Wells Fargo Active Cash Card, you must have a good to excellent credit score. In addition, you must also meet Wells Fargo’s other credit card application requirements, including:
- Being a U.S. citizen or permanent resident
- Being at least 18 years old
- Having a valid Social Security Number or Tax ID Number
- Meeting Wells Fargo’s income and credit history requirements
Overall, the Wells Fargo Active Cash Card is a solid choice for those who want to earn cashback rewards on their everyday spending and also benefit from a 0% intro APR for 15 months on purchases and qualifying balance transfers.
Earning and Redeeming Cash Rewards
Cash Back Rates
As a cardholder of the Wells Fargo Active Cash card, I can earn unlimited 2% cash rewards on all purchases made with the card. This means that for every dollar spent on eligible purchases, I can earn two cents back in cash rewards. There are no categories or spending caps to worry about, making it easy to earn rewards on everyday purchases.
Redemption Options
Redeeming cash rewards with the Wells Fargo Active Cash card is simple and flexible. I can redeem my rewards for cash back, statement credits, gift cards, or merchandise. I can also set up automatic redemptions, which can be a convenient way to ensure that I never miss out on redeeming my rewards.
Furthermore, the Wells Fargo Active Cash card offers a unique redemption option called “Pay with Rewards”. This feature allows me to redeem my rewards directly at participating merchants’ checkout terminals. I can simply tap my card and select the amount of rewards I want to use towards my purchase. This feature provides a seamless and easy way to use my rewards while shopping.
Overall, the Wells Fargo Active Cash card offers competitive cash back rates and flexible redemption options, making it a great choice for those looking for a straightforward and rewarding credit card.
Sign-Up Bonus Opportunities
$200 Bonus Offer Details
As a new cardholder of the Wells Fargo Active Cash, you can earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months from account opening. This is a generous sign-up bonus that can be redeemed for cash, travel, gift cards, and more.
The $200 bonus offer is only available to new cardholders who have not received a bonus for opening a Wells Fargo credit card within the past 16 months. The bonus will be credited to your account within 1-2 billing cycles after you meet the spending requirement.
It’s important to note that balance transfers, cash advances, and other non-purchase transactions do not count towards the spending requirement. Also, if you return any purchases that were included in the spending requirement, the bonus may be revoked.
Qualifying for the Bonus
To qualify for the $200 bonus, you must meet the following criteria:
- Be a new Wells Fargo credit cardholder who has not received a bonus for opening a Wells Fargo credit card within the past 16 months.
- Spend at least $1,000 on purchases in the first 3 months from account opening.
- Maintain your account in good standing and do not have any late payments or returned payments.
If you meet these criteria, you should receive the $200 bonus within 1-2 billing cycles after you meet the spending requirement.
Overall, the Wells Fargo Active Cash is a great credit card for those who want to earn cash rewards and take advantage of a generous sign-up bonus. Just be sure to read the fine print and meet the spending requirement to qualify for the bonus.
Additional Cardholder Benefits
As an active cash cardholder with Wells Fargo, you can enjoy a range of additional benefits beyond the cashback rewards program. Here are some of the key benefits that you and your authorized users can take advantage of:
Purchase Protections
The Wells Fargo active cash card comes with a range of purchase protections to help safeguard your purchases. These include:
- Extended Warranty: This benefit doubles the original manufacturer’s warranty up to one additional year on eligible warranties of three years or less.
- Purchase Security: This benefit replaces, repairs or reimburses you for eligible items of personal property purchased entirely with your card that are stolen or damaged within 90 days of purchase.
- Cell Phone Protection: You can get up to $600 of protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your active cash card.
Travel Benefits
When you travel, you can also take advantage of a range of benefits with your Wells Fargo active cash card, including:
- Travel Accident Insurance: You and your family members can be covered up to $150,000 in the event of accidental death or dismemberment while traveling.
- Auto Rental Collision Damage Waiver: This benefit provides coverage for damage due to collision or theft up to the actual cash value of most rental vehicles when you use your card to pay for the rental and decline the rental company’s collision damage waiver.
- Roadside Dispatch: This benefit provides 24/7 roadside assistance, such as jump-starts, tire changes, towing, and more, for a set fee per service call.
Conclusion
Overall, the Wells Fargo active cash card offers a range of benefits that can help you protect your purchases and travel with peace of mind.
By adding authorized users to your account, you can also extend these benefits to your family members or friends.